It seems with five short weeks until the general election, one thing will remain the same regardless of the resulting vote: UK interest rates are unlikely to be raised in the first year by any party. The prediction is that the base rate will stay at its current level of 0.5pc for at least the […]
I never thought that I would find myself saying this. What with all of the women I know being excellent in the day to day management of their lives and whatever that entails. Often a woman’s life will include the management of full time work, partner, two point four children, pets, elderly relatives, housework (or at […]
I don’t know about you, but after a long week of watching the markets and discussing people’s futures, I find it hard not to dream about my own retirement. The golden age. Time to put my feet up and live the life that I have always dreamed of. Sadly, not one part of that dream […]
Faltering economic growth and low investment returns are increasing the pressure on pension systems in developed countries in a fresh warning from the Organisation for Economic Co-operation and Development. We already have a problem with an ageing population, but that is being compounded by low investment returns, which is in part, due to low interest […]
The graphic story of 100 young people, currently aged 25 years old. Forty years later, this is what awaits them at retirement age. FYI: 93% of those who live to retirement age will be dependent on friends, relatives, and charity! So maybe the question should be, where do you want to be?
A question that I often face as a financial advisor is, “would I be better putting my money into property?” The answer is, that it very much depends on your personal circumstances and you should sit down with an advisor to discuss those circumstances in full. As a general rule of thumb, if you are […]
One of the most important nuggets of financial investment guidance you will ever be offered is to expand your portfolio into a number of various investment vehicles. This can help you spread out the risk and also obtain a steady return on your investment capital. This kind of investing can be categorized extensively as value […]
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