Financial Planning, Long Term Savings, Regular Savings, Retirement Planning
UK Interest Rates Are Putting Off Savers
It seems with five short weeks until the general election, one thing will remain the same regardless of the resulting vote: UK interest rates are unlikely to be raised in the first year by any party. The prediction is that the base rate will stay at its current level of 0.5pc for at least the […]
Diversification, Interest Rates, Investment choices, Long term planning, Long term Savings, UK
Financial Planning, Long Term Savings, Regular Savings
Saving is on the rise in UK
Britons are saving 9.25 per cent more than they did last year according to a recent survey by National Savings and Investments (NS&I). The quarterly survey shows that younger Brits are feeling more positive about their ability to save. On average each per person is saving approximately 20 per cent more per month than they […]
Analysis, Financial Planning, Long Term Savings
Fund Managers Are Paid Too Much
One of the most successful fund managers in the UK has openly criticised his industry for charging clients too much and overpaying its managers. There is a difference between fund managers actively managing a fund, and following the herd. According to Neil Woodford, the majority of fund managers claim to be doing the former, when […]
Active Fund Managers, Index funds, Industry Analysis, Management Charges
Analysis, Explained, Long Term Savings, Market Watch
Disruptors
A recent portfolio review for a client led a very interesting discussion. My client has small part of his investment flowing into an energy fund. Though the fund is all encompassing (from fossil burning to wind farms), the recent and dramatic changes in the price of a barrel of oil has impacted the funds value […]
Financial Planning, INFOgraphic, Long Term Savings, Retirement Planning
My Future Retirement, and How The UK Looks
I don’t know about you, but after a long week of watching the markets and discussing people’s futures, I find it hard not to dream about my own retirement. The golden age. Time to put my feet up and live the life that I have always dreamed of. Sadly, not one part of that dream […]
Expatriate, Long term Savings, Offshore Savings, Pensions, Retirement Planning, UK
Financial Planning, Long Term Savings, Pensions, Retirement Planning
Where will you be?
The graphic story of 100 young people, currently aged 25 years old. Forty years later, this is what awaits them at retirement age. FYI: 93% of those who live to retirement age will be dependent on friends, relatives, and charity! So maybe the question should be, where do you want to be?
Financial Planning, Long Term Savings, Regular Savings, Retirement Planning, Tax-free Growth
Average Private Pension will run out in 5 years! [Part 3]
The Gaps According to new figures from financial services company True Potential, savers in the UK have added an average of £2,671.60 towards their pension pots of the last 12 months. That may sound like a substantial amount, but the truth is that over twenty years of retirement saving, that would only provide £6,011 a […]
Expatriate, Future Planning, Offshore Savings, Retirement Planning, Tax-Free Growth
Financial Planning, Long Term Savings, Regular Savings, Retirement Planning, Tax-free Growth
Average Private Pension will run out in 5 years! [Part 2]
What about the State Pension? According to new figures from financial services company True Potential, savers in the UK have added an average of £2,671.60 towards their pension pots of the last 12 months. That may sound like a substantial amount, but the truth is that over twenty years of retirement saving, that would only […]
Future Planning, Pensions, Retirement Planning, Tax-Free Growth, UK Pensions
Financial Planning, Long Term Savings, Regular Savings, Retirement Planning, Tax-free Growth
Average Private Pension will run out in 5 years! [Part 1]
Are you saving enough? According to new figures from financial services company True Potential, savers in the UK have added an average of £2,671.60 towards their pension pots of the last 12 months. That may sound like a substantial amount, but the truth is that over twenty years of retirement saving, that would only provide […]
Expatriate, Future Planning, Offshore Savings, Retirement Planning, Tax-Free Growth
Financial Planning, Long Term Savings, Tax-free Growth
[Infographic] Reasons to invest offshore
I am still astounded to find out how many expats repatriate a considerable proportion of their wealth for long-term investment. I understand that there may be currency values to consider, or the political stability of the country in which you reside, but there are so many other options available to those living away from home that […]
Financial Planning, General, Long Term Savings, Regular Savings, Retirement Planning
Investing Essentials – Balance Your Risk
One of the most important nuggets of financial investment guidance you will ever be offered is to expand your portfolio into a number of various investment vehicles. This can help you spread out the risk and also obtain a steady return on your investment capital. This kind of investing can be categorized extensively as value […]
Bonds, Diversification, Investments, Long term Savings, Mutual Funds, Stock Market, Structured Investments
Long Term Savings, Retirement Planning, Tax-free Growth
[Infographic] You’re never too young to start saving!
Did you know that starting to save at 25 years old instead of 30 could add nearly a fifth to the final retirement pot? Don’t put it off, contact us for a free, non-obligation appointment and find out what your offshore options are.
Future Planning, Offshore Savings, Pensions, Retirement Planning
